As I have subtly indicated in the title, I think I have done well in my investment journey so far. After crunching the numbers, the result is actually much better than what I had initially assumed. Based on my “active portfolio”, I have achieved a CAGR of close to 19% from November 2010 to Dec 2013.
But hey, I also understand that “well” is pretty subjective. So before some investment gurus with >30% annual returns over several decades come bearing down on me (mocking at both the returns and the short time period of my records), let me clarify that I am just comparing with my “other portfolio”, my Philip Capital Sharebuilder plan.
That passive and automatic portfolio ($500 channelled towards STI ETF and $100 towards DBS) yielded a CAGR of less than 4% over the same period. That’s a 15% difference! Moreover, this is likely a fair comparison as it was lucky that I started acting on (Read more...)
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