Walking into a bank never proves to be much of a pleasant experience except when you have a fat paycheck to cash in. The anxiety and hours of monotony shelving through bank bureaucracy can test the resolve of even the most patient souls. Apart from waiting in endless queues and sitting in uncomfortable reception chairs, you also have to face the possibility that this may just be one of multiple visits that you will need to make to accomplish what you came for. Fortunately, the innovation of online banking has enabled the automation of over 90% of your banking services without even taking one step out of your cozy home. Singaporeans can execute a host of financial decisions such as paying your credit card dues, transferring funds abroad, making General Interbank Recurring Order transfers, etc. via these online banking portals. Unfortunately, there’s an ace under the sleeve of Singaporeans ......