As I keep hearing Justin Bieber’s Mistletoe playing on the radio (ok, I have to admit the tune’s pretty catchy and I quite like it), I realise that “the most beautiful time of the year” has arrived. No, it’s not just about those snow, X’mas trees and festive feasting. It’s also the season when I get to ruminate over what I have “achieved” during the past 12 months, in line with what I had done the previous year. It also serves as some form of a scorecard against the goals set for this year. To enjoy it further, I have even penned it down on this blog to share these glories with you. So here’s a quick lowdown of Year 2014 for me:

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1. Finances This comes first not because money is the most important thing to me in this world. But well, this is by and large a personal finance blog, right? ......