By Gerald Tay (guest contributor) Recently, I chanced upon the blog of a local property agent. She wrote an article dated November 2013 that had the title “Learn How You Can Own 2 Condos with $0 cash of your own!” In her blog, she shared “investment wisdom” on how home owners can monetise the locked-up profits from their current home which has appreciated greatly, and subsequently purchase two properties to attain financial freedom. A “low risk” way to invest? She advertised herself as a property agent and posted several other articles and videos on how to invest in property in a “low risk” way. The agent has a video in her blog which showcases her as an “expert” investment speaker and trainer, sharing her four-step investment system to a large group of audiences in what looks like an expensive ballroom. And she claims on her video, “I’d like to ...