Looking back at my past investments, I realise that for companies to realise their full potential it usually takes 4 to 5 years. In today’s article, I would be writing my investment thesis I had at the point of investing in the following 3 companies and where I went wrong.

Singapore Post:

The very first stock I bought was Singapore Post and it was solely based on the reasoning of wanting a stable stock which will constantly pay dividends year on year. Subsequently, given how the slow mail business was a dying industry, earnings started to decline resulting in the fall in share price to the low SGD0.80. While the company still consistently paid dividends year on year, I decided that with the sudden spike in prices, it was my cue to exit this stock. I remembered reading many reviews that there was too much optimism in the market ......