January has just ended and we are over a month into 2015. For those who still remember your new year resolutions, how is the progress? If it is going downhill, another opportunity is just round the corner, Lunar New Year resolutions! *Smile* This topic arose during a recent conversation and it seems most of us had a new year resolution to save more money this year.
Out of curiosity, I did a search online for some life hacks on money saving tips. There was so much advice on a variety of creative ways to save. However, I felt that majority were advocating difficult or compromising ways of simply being frugal. For example, dining out less often, giving up expensive habits like smoking or drinking, take public instead of driving or simply spending less.
No wonder resolutions fail. However, I did find 3 simple yet useful tips from the sea of ...
