The 2015 Budget announced on Monday opened the floodgates to much online debate over ‘losing’ additional income to our national pension scheme. But is it really an issue? We do the math for you. — Let’s face it: for Singaporeans, the Central Provident Fund (CPF) will always be a perennial hot-button issue. ‘Affectionately’ labelled in Singlish vernacular as “money you can see but cannot touch”, CPF tucks away 20% of our monthly hard-earned salary into enforced savings, be it for retirement, housing, or healthcare needs…the caveat being that you cannot start withdrawing any money until age 55. So when Deputy Prime Minister and Finance Minister Tharman Shanmugaratnam announced an increased CPF salary ceiling from $5,000 to $6,000 under the 2015 Budget, many people whipped out their calculators and started going up in arms over the perceived loss in their disposable income. READ: How Will the Proposed CPF Changes Affect You? ......