The Sunday Times is conducting a survey titled "Are you saving enough to pay for your children's education?" 10 readers will get to win $50 grocery vouchers sponsored by DBS Bank for just answering 5 questions in the survey. I am sure we have read horror stories of how some people used their retirement funds or were thinking of using their retirement funds to fund their children's university education. What drugs were they on? If their children's academic results were not good enough for a scholarship, then, their children should think of getting a study loan or using the parents' CPF-OA money (choosing the option that attracts a lower interest rate), if the option is available. Of course, loving parents might protest. They want to provide the best for their children and not burden them financially. That is all fine and good but they should do this not at the expense ......