As MAS has just announced that the new Singapore Savings Bond (SSB) will be issued on Oct 1 with retail investors able to apply for them from Sep 1, I'm going to repost this post that I shared earlier last month, with some new information added and others updated.

Investment-grade bonds offer a good alternative to stocks especially for risk-adverse investors

(Image source: https://www.drwealth.com/2015/05/12/all-you-need-to-know-about-the-singapore-savings-bonds/)

Sharing some thoughts on the new government bonds, SSBs. I think the new SSBs being introduced are a good alternative to fixed deposits, especially since most fixed deposits last at most 3 years. The money invested can also be taken out in any given month, without loss of principal or accrued interest, which would definitely beat the fixed deposits where little to no interest is accrued if the money is withdrawn before the expiry date. With interest rates rising on current Singapore Government Securities, ...