There are four commonly-asked questions often raised by followers of my blog at PropertySoul.com and readers of my book No B.S. Guide to Property Investment. So I decided to give some quick answers here for easy reference. Q: Is it a good time to buy properties now? A: It depends. If you are a savvy property investor with many years of experience, if you have the financial means and you know what you are looking for, by all means go ahead. But most of us are just ordinary property buyers who are most likely able to afford only one or two private properties, who have no idea about what real good deals are and where to find them, who are at the mercy of restrictions of Total Debt Servicing Ratio (TDSR), burden of additional buyer and seller stamp duties, hike of SIBOR rates, fear of market oversupply, softening ......