On 4th Jan 2016 (the first trading day of 2016), the SPDR STI ETF was selling at $2.90. Fast forward to today, the STI ETF is $2.84 and has given dividends of 5.1 cents. So overall, little loss has been made despite the tremendous amount of news and market gyrations. Nothing has changed since New Year's Day   That's pretty much it, nothing much has changed since the start of the year. The narrative is still the same: Oil price is down, some economies in Asia are slowing as expected and wall street is now expecting a few rate hikes as insisted by Fed Chair, Janet Yellen. This comes to show how important it is for us as investors to ignore the noise (gyration) of the market and focus on fundamentals and what is happening on ground. Based on observations, I am not sanguine of our economy ......