I seldom like to talk about what I buy and what I sell.

Each wealth builder have different objectives to why they get into a certain stocks. Some investors could be using cash flow yielding businesses offering little growth such as REITs, trusts, matured business as a fixed income replacement, while others genuinely sees growth in these businesses.

Talking about what I buy and what I sell, to me breeds a lot of laziness in wealth builders who just buys what someone else is doing, because they are lazy to do their own prospecting.

Still I will talk about some of the thought process in the hopes that it helps other active investor contrast to their own approaches.

The original investing premise

I got interested in Croesus when I veered towards the theme of holding cash flowing stocks that do not derive their cash flow from Singapore.

Croesus and some ...