First of all, I would like to thank all my readers for your support on SGXcafe, as my number of likes crossed the 50 mark. SGXcafe is 100% Local made and 100% Free to use site for all your portfolio management needs, I would strongly recommend all to use it if you have not tried it out before. In February 2016 the market was all gloom and doom as the STI ETF traded at a low of 2.56, it has since rebounded off and now trades around 2.90. From a peak of 3500+ the index fell close to 30% to a low of 2500+ and I very much think that the worst is behind us... at least for this year. I honestly do not think this oil crisis is as bad as the 2007 GFC, in which I saw the STI falling from 3800 to 1600 a mega ......