I wore a new t-shirt out today and noticed a few people, especially the guys, looking at me. I know because I saw their eyes trying to read what my t-shirt says. I took a selfie of myself and here's how I look: Yeah, I know my face is something that comes out of a horror film. But really, I think it's my t-shirt that these people are looking at. I think my t-shirt is a good conversation starter. I'm wearing it for work and hoping one day my students, out of curiosity, would ask me what Financial Independence means. I'll be all prepared and ready to deliver my heart wrenching, inspirational speech about financial freedom with the soundtrack of Braveheart in the backdrop. Here's how my fantasy reply goes: 1. I'll ask what they think financial independence is all about. 2. I'll ask them for some reasons why people ......