We spent less than $3,400 in July and after including this month’s expenditure, our average monthly expenditure this year has been cut to around $4,420. Although we definitely can’t stick with $42,000, there is still a high probability that we could make do with $50,000 when the year wraps up. I guess a worthwhile goal would be to make sure that the remaining $11,000 can last us till at least October and maybe even the first couple of weeks in November, considering that our fixed expenses has miraculously dropped for the second year running.

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Eating Out: $702.40 Hawker ($117.20) – With the Mrs having stopped work, we cook the majority of our lunches at home. Fast Food ($34.50) – One Burger Up meal, a Mac breakfast for the Mrs while she was waiting for me at Punggol Safra and both of us managed to try the Nasi Lemak ......