We managed to set a new low for our expenses in August, spending less than $3,150 and after including this month’s expenditure, our average monthly expenditure this year has been cut to around $4,259. Since we have switched to UOB One from OCBC 360, there is much less incentive for us to dine at restaurants during weekends and I reckon this will help to keep our food expenses down,  a huge factor in the overall decrease in expenses. Let’s see if this trend continues for the next few months.

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Eating Out: $508.05 Hawker ($180) – Pretty reasonable as we alternate between home cooked food and lunches Fast Food ($13) – One Burger Up meal as we reined in on fast food. Restaurants ($315.05) – We really cut down on restaurants this month and the only notable “high” expense was a weekday 1 for 1 lunch buffet at Swissotel Ellenborough ......