You do not need to budget or track your expenses. Instead, take 1 hour at the start of the month to compute your net worth. Then plot them out. It lets others and yourself know your money journey. If you have a money problem, then we turn to review your expenses. This is much easier to do.
People dislike tracking their finances.
Why?
It is likely you think your life is already busy enough. There are higher priority things to do.
But you know budgeting is important.
So you force yourself to do it.
But you often give up half way.
Tracking your finances is not budgeting. Budgeting, in its essence, is putting your money to the things you truly value the most. Tracking your money gives you a snapshot of how you been assigning values.
I believe in budgeting very much and practice it myself that I wrote an ......