Ah, cryptocurrency - the "magic internet money."

I wanted to get this post out before Christmas. For the uninitiated, cryptocurrency is generally a decentralized digital currency. 'Decentralization' means that no central bank, administrator, or governing body has authority over this currency. You guys probably have heard of Bitcoin and Ethereum to some extent; YouTube has ads everywhere, one of your friends probably preaches about it on their Facebook feed, and certain news outlets report price movements daily. Nowadays, plenty of coins exist on the market to be bought and sold at will - each with their own purpose and endgoal. The Blockchain technology that came with Bitcoin is currently being trialed by international companies, including the Big Four accounting firms, to see if implementation is a good idea. Still, a good number of financial institutions (and people) refuse to touch cryptocurrency because of (1) heavy volatility, and (2) a fear of...