You’ve definitely done your homework on which insurance policy to buy. You’ve read through every article in finance media sites like DollarsAndSense, scoured through every HardwareZone forum post, and tried all the financial calculators out there. Now that you’re equipped with all the knowledge you need to make a decision, it’s time to buy the policy you want. Wait a minute, who to buy insurance from?

Fortunately for you, there are plenty of places you can purchase your policy. You can get your policy from tied agents, independent financial advisers, personal bankers, and if all else isn’t your cup of tea, you can even DIY. You might be wondering if each of these places make a difference. Spoiler: it does. In this article, fundMyLife looks at the different channels where you can purchase