In the last few days, I have been sharing stories of young readers hitting the FRS in their CPF-SAs. Although it is meant to be encouraging, it has also caused some readers anxiety. I guess it is just like getting mixed response from readers after sharing my own CPF numbers over the years. "One type of rice feeds hundred types of people." Direct translation of a Chinese saying. How we respond to something depends on our own beliefs and situation. However, there is no doubt that all of us need to be financially secure in our retirement. It is a basic requirement for a worry free retirement. So, take inspiration from what others have achieved but we must have our own plan which means doing what we are capable of doing. There is no point in emulating or trying to emulate what others have done if it is going to cause us distress ......