I just received a letter from LTA that my car is due for an inspection. Wow! Has it really been three years? Time really flies. This is something older people feel more keenly than the younger ones. The younger ones think that they still have time to plan for retirement and they are probably right. However, if they think that they can kick the can down the road, this could result in them regretting when they are older. Many older people do regret not planning earlier for retirement. Time and tide wait for no man. Before we know it, we are 55 years old. We have but one life to live. Take ownership. Don't blame the system. Don't blame fate. Don't blame anyone else. We should only blame ourselves if we cannot retire well in Singapore. Anyway, when I was making payment to have my car inspected in...