I have settled all essential protection plans for my kid shortly after she turned one year old.

What I realised is that perspective on what constitutes essential protection changes after becoming a father. I probably ponder deeper and about broader issues now, as  a young life is now totally dependent on me.

This article sheds light on the complete set of essential protection plans for kids. I will not share about wealth-building here, such as accumulating tertiary education fees, long term investments etc. Those are for another article.

I believe new parents would learn a thing or two here.

Hospitalisation and Surgical

This is a no-brainer. With medical inflation remaining high and humans being prone to bout of illnesses regardless or age, it is the top-most priority. In Singapore it is really a case of falling ill and treating it is more costly than passing on.

My consideration for