I’m a traditionalist in certain ways – starting with the fact that I only activate my DBS Visa Debit card for overseas use in dire times, or when I’m running low on physical foreign currency.

At least, that was until YouTrip landed in Singapore last year.

The game-changing multi-currency card eliminates pesky conversion fees, a promise concealed within a plastic purple card. Three other players have cropped up since: Revolut, InstaReM and TransferWise.

But how do they measure up against YouTrip? We take a closer look at the pros and cons of each digital bank, and which we reckon beats ’em all.

YouTrip vs Revolut vs InstaReM vs TransferWise   YouTrip Revolut InstaReM TransferWise Exchange Rates Real-time, mid-market rates Real-time, real exchange rates Real-time, mid-market rates Real-time, mid-market rates Card Type Prepaid Mastercard Visa Platinum (Standard and Premium); Visa Signature (Metal) Visa Platinum Platinum Debit Mastercard Card Issuance Fee...