I’m a traditionalist in certain ways – starting with the fact that I tend to use my DBS Visa Debit card when overseas only in dire times, or when I’m running low on physical foreign currency.

At least, that was up until YouTrip landed in Singapore last year, a game-changing multi-currency card that eliminated pesky currency conversion fees. Since then, another three players have cropped up: Revolut, InstaReM and TransferWise.

Having followed the scene closely,

YouTrip vs Revolut vs InstaReM vs TransferWise   YouTrip Revolut InstaReM TransferWise Exchange Rates Real-time, mid-market rates Mastercard rates; commission-free Real-time, mid-market rates Real-time, mid-market rates Card Type Prepaid Mastercard Visa Platinum (Standard and Premium); Visa Signature (Metal) Visa Platinum Platinum Debit Mastercard Card Issuance Fee Free Free Free Free Membership Tiers None; free $0/month (Standard); $9.99/month (Premium); $19.99/month (Metal) None; free None; free Minimum Top-Up Amount $20 $20 No minimum $20 Supported Currencies >...