Today's post is an answer to the question: Why do I have to return into my CPF account the accrued interest I accumulated? This question is posted by one of our readers. We would like to thank him/her for reading and interacting with us by posting a question for us to answer. If you have any more questions regarding this topic, feel free to comment, ask us, or email us. We would love to hear from you on how you think about this topic or other things that you would like more details/clarity on. 1) What is Accrued Interest? The CPF Housing Loan Accrued Interest is the interest that you would have accumulated if you had not used the money in your CPF Ordinary Account (OA) to pay for your monthly mortgage. So because you took it out, it could not earn the accrued interest, so that 'interest charge' is accumulated. However, the accrued interest DOES NOT belong...