Asian senior couple at home In your 40s but find yourself with barely any retirement savings? Unsure if you can even afford to retire comfortably after paying off your mortgage, funding your children’s education and caring for your aged parents? You’re not alone. According to the recent Syfe Retirement Readiness Index (SRRI), respondents aged 45 to 54 are the least prepared for retirement, with a median SRRI score of 72 (scores below 100 indicate low levels of retirement readiness). Your future retirement may seem bleak but here’s how to bring the sparkle back to your golden years. Know your numbers Imagine you’re currently retired – what expenses are you likely to have? What sort of lifestyle do you envision? A study by the Lee Kuan Yew School of Public Policy found that a single elderly person living alone would need at least $1,379 each month just to meet basic needs. Depending...