#1 Technology or recession to dominate the 2020s? While past performance is hardly an indicator for future performance, the current bull market stands stand at 10 years while the average bull market lasts about 4.5 years. It begs the following questions: When will the party end? When it does end, will it be a case of the higher you climb, the harder you fall? Either way, a recession provides the perfect opportunity for retail investors who may be decades away from retirement, to invest and to lower their cost basis. For investors near retirement, now it the perfect time to par down their equity allocation. Selling your equity now while the market is at an all-time high and reinvest into quality income-generating assets and/or investment-grade bonds might be a wise decision now. https://www.reuters.com/article/us-markets-outlook-2030-analysis/recession-robots-and-rockets-another-roaring-20s-for-world-markets-idUSKBN1YV0QQ https://www.forbes.com/sites/lawrencelight/2019/04/30/the-case-for-the-bull-markets-lasting/#25f13c2a46d1 https://www.cnbc.com/2019/12/24/global-stock-markets-gained-17-trillion-in-value-in-2019.html #2 How to be Bill Gates’ Secret Santa? This is Secret Santa at a...