This is the time of the year, when many financial bloggers like me make heroic resolutions and goals for the year 2020. As mentioned last year when I set my goal for 2019, I mentioned that goals have to be SMART (S – Specific, M – Measurable, A – attainable, R – relevant, T – time-based).

Recently, I learn while reading over the internet that there are two questions I should ask myself before setting SMART goals.

Both the above questions made me think deeper and reflect on what kind of person I wanted to be moving forward.

I want to be a better parent, a better leader at work, a healthy and fit person and to have less financial stress from daily necessities of life.