Maybe except when they’re crying… 

Having a child generally follows quite closely after a couple’s marriage, unless they planned not to have children.

But with the people around me finding out that they will soon have a new addition to their family, it got me thinking about the finances.

Let’s face it, raising a child in Singapore is not cheap and I personally feel it’s important to achieve a certain income level before I’ll have my first child in the future.

Hang on! Before you guys start chiding me for saying something like this, I get you!

Having a child inadvertently translates into making sacrifices, whether it’s financially or sleeping lesser…

As a parent, you may also agree that your lifestyle changes and lowering of budgets are worth it as the joy of raising a child cannot be measured in a financial