Personal Finance
A Step-by-Step Guide to Maximising Your Credit Card Usage
By Seedly  •  February 26, 2020

What’s the one thing that you always look out for before entering a restaurant?

Nope, it isn’t the menu.

It isn’t the ambience. 

It’s credit card discounts, of course!

Every time I have dinner with my parents, they always seem to have matching credit cards to earn discounts. 

It is as if they have a whole stack of credit cards from every bank.

But is there a need to own so many?

As a debit card user, I don’t feel like I’m missing out on anything. 

By debit card, I mean the one from POSBKids. 

As such, I’ve been thinking about whether to get a credit card — and if so, which is best. 

What’s the Difference Between Debit Cards vs Credit Cards?

As the maknae (youngest) of the team, I went around asking what everyone thinks about credit cards. 

“I guess a credit card is a

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By Seedly
Launched in 2016, Seedly helps users make smarter financial decisions with its budgeting app which allows its 40,000 users to sync up their financial accounts and better manage their cash-flow. Last year, we introduced a new community feature which allows users to crowdsource knowledge from peers before making a financial decision.
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