OCBC 365 is doubling its cashback on groceries from its usual 3% to 6%, and including a few drugstores (Unity, Guardian and Watsons) under this 6% rate. If you don’t have any OCBC cards, sign up now for $100!

Be the first 13,000 customers to SMS “365DE<space>Last 6 digits of your credit card number” to 72377, e.g. 365DE 123456.

Based on my experience, 13,000 is quite a high number that won’t be hit any time soon, as large and popular OCBC may be. Probably more than enough time to apply for the card and register for this promo when the card arrives. OCBC also gives instant approvals to some customers.

With this increased cashback, the OCBC 365 can put up a better fight against the Maybank Family and Friends card’s 8% on groceries and dining. Though a lower rate, OCBC 365 will be more versatile since it allows for