I am sure all the investors out there will agree that it was an unforgettable 4 months start to the year 2020.

In those 4 months, I experienced more upheavals in my investment portfolio than probably all combined in my last 20 years of investing experience. I have never seen the stock market dropped so quickly so ruthless within such a short time.

On 23 Mar, STI declined to 2233.

It was only a month ago when it was 3142. At that point, STI has retreated 30% within a month. And I remembered within that period, STI could sometimes drop 5-10% a day for a few days in a row.

It was a terrible sinking feeling when I saw what happened. I was speechless!

I can imagine that must be such a big shocker to new investors that they probably have to think and think