Your credit report is checked by the bank, before they decide to grant you a home loan / mortgage. If you find that your applications are constantly being turned down, or your loan quantum (the amount you can borrow) is too small, the issue may come down to what the bank’s loan officer is seeing in the report. Here’s what you need to know about it: What is a credit report? You can obtain a credit report from the Credit Bureau of Singapore (CBS) for $6.42. However, there are sometimes special promotions where you can get your credit report for free when you apply for Approval In Principle (AIP), or even other unrelated loans (shop around to take advantage of this)....