Recently, I liquidated around $10K of my portfolio to realise my paper gains during the market rally. Because the market is set to remain volatile and countries like China and New Zealand are reporting new cases everyday, I thought it best to remain as liquid as possible to capitalise on opportunities in the market. However, my prime focus was shifting my funds into robo-advisors. As I've mentioned, automating your investments frees up precious time and will ultimately prevent you from attempting to time the market. It's extremely difficult for the average retail investor out there to successfully pick and select stocks that will beat the market. That being said, it might be easy to beat the STI Index. However when it comes to beating the returns of the S&P 500 market index? Only a small group of investors can do that. And people like you and me, simply do not have the time...