For most of us, the economic downturn is not doing the world well as far as our financial stability is concerned. In the coming months, I am expecting more jobs to be shed, and household income to either shrink or will not grow as fast as from the previous years. MY COMPANY WILL BE UNDERGOING RESTRUCTURING As for the company I am with for the past seven to eight years, our financial woes started last year. The good news is after months of discussions, our Group has finally been bailed-out of troubles with new owners and investors, with the backing of the government. While the financial situation is stable now, restructuring is imminent. It has already been announced that, in order to return to profitability, many jobs will be lost. I expect at least 20-30% of the workforce will be cut, after the summer holidays....