My wife is busy today with a project deliverable but it’s obvious the major restructuring announcement at her workplace last week has taken its toll on the morale of her team. She met up with her colleagues over the weekend and it was the main topic of conversation. Everyone is looking at the new organisation structure charts and descriptions of roles (a lot fewer than before especially in Singapore). So as to work out a strategy on which jobs to apply for that give them the highest chance of landing one. Even if my wife can keep a job, she gets stuck with additional workload overflowing from the eventual lower headcount at the bank. This led to another consideration that came up for discussion in any restructuring exercise that could lead to job losses. Which is the issue of whether my wife should just go for the voluntary redundancy payout...