I got some updates from the folks at MoneyOwl that the pricing of some of their services will be changing. For those who are new to Investment Moats, I have been working with MoneyOwl on and off. MoneyOwl is a financial adviser and fund management company license by MAS. MoneyOwl is a joint venture between NTUC Enterprise Co-operative Limited and Providend Holding Pte Limited. (disclosure: Kyith works for Providend Ltd, a subsidiary of Providend Holding Pte Limited and is a customer of MoneyOwl) You need to pay attention to MoneyOwl for the following reasons:

1. One-stop shop to
   1. Have a comprehensive financial plan
   1. Fulfil your insurance protection needs such as term life insurance, late-state critical illness, early-stage critical illness, disability income, whole life insurance, personal accident, health shield plans
   1. Build a low-cost, diversified investment portfolio
   1. A money-market fixed deposit fund solution that lets you earn high interest in a safe and liquid manner
   1. Create a simple will
   1. Access to a human adviser

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