Many of us struggle with being frugal. We want to save, yet we do not want to be called “cheap”. As derogatory as the term is, I believe that there is nothing wrong with being called “cheap”. However, there is a fine line between being reasonably “cheap” and being calculative and “cheap”. This is my personal take.

It’s ok to be cheap on yourself

Cheap out on yourself. It’s okay. Nobody will judge you. Nobody will care that you went for the $1.15 budget loaf of bread instead of the $2.00 Gardenia bread. They both taste similar. What’s the difference? In places where you can save, save it. There are only a few areas that I refuse to skimp on. One of them is food. However, if you can get the same food with less money, of course I will do that. This is because you are what you eat. You need to be careful and take care of what you put inside your body. If you eat good foods, you will feel good....