Long-winded story time, or jump to the end for the too long; didn’t read guide to dealing with expiring points. Seems like just a while ago that I started on hoarding miles, but the fact that some of my OCBC$ were expiring reminded me that it’s been a little more than 2 years since I started clocking miles like crazy (on top of getting my monthly cashback too, of course). I consider myself a Team Value person, using a cashback or miles card depending on whichever gave me the most value (rule of thumb: go with the greater number, since 1% cashback is approximately 1 mile per dollar). Even then, I managed to clock a healthy amount of miles, and this was supposed to be year I cash in! 2020, with no fewer than 4 trips planned, was an ambitious year only a global pandemic could derail. Instead, reality has me sitting in front of the glow of my computer screen,...