It’s almost that time of the year again. I’m talking about earnings season, of course. Four times a year, you as an investor get a chance to review and assess how your portfolio companies are performing. REITs such as CapitaLand Mall Trust (SGX: C38U) and Keppel DC REIT (SGX: AJBU) have already reported their third-quarter business updates. However, most investors will wait with bated breath for the titans of the Straits Times Index (SGX: ^STI), the local banks, to report their earnings. Our three local banks are DBS Group Holdings Ltd (SGX: D05), United Overseas Bank Limited (SGX: U11) and OCBC Ltd (SGX: O39). There are good reasons for tracking the banks’ earnings. Banks act as a barometer of a country’s economy. By observing their financial performance, you can get a glimpse of how the businesses as a whole are coping with this pandemic. Our local banks also make up the majority of the index’s weightage....