There have been significant changes since the last time I compared insurance savings accounts, and it’s time to push out an updated comparison between the three popular ones right now in the market. What’s changed? Each account has changed in the past couple of months. The popular ELASTIQ (and its close sibling eSave advance) has sadly been withdrawn. In its place is GIGANTIQ which is more similar to Dash EasyEarn than Elastiq. Dash EasyEarn itself has had its interest rate revised downwards from 2% p.a. to 1.8% p.a. for new applicants. Policyholders under the 2% rate are not affected. Singlife Account is decreasing its 2.5% p.a. rate to 2% p.a. from 1st November. Features showdown

	Singlife Account	GIGANTIQ	Dash EasyEarn	Winner
Interest Rate	2% / 1% p.a.	2% / 1% p.a.¹	1.8% p.a.²	Singlife/GIGANTIQ
Guaranteed Tenure	N/A	1 Year	1 Year	GIGANTIQ/EasyEarn
Maximum Amount (higher rate)	$10,000	$10,000	$20,000	EasyEarn
Maximum Amount (lower rate)	Next $90,000	Next $190,000	N/A	GIGANTIQ
Minimum Amount	$100	$50	$2,000	Singlife³
Withdrawal	Any amount	Any amount ($0.50/$0.70 fee)	Multiples of $100 ($0.70 fee)	Singlife
Death Benefit	105%	105%	105%	Draw

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