It has been an exciting week with the Biden victory in the US election and possible Covid-19 vaccine. This caused the stock markets to rise as investors cheered the positive news. The STI finally had a decent run after being one of the worst-performing stock markets for a while. Not sure how sustained it would be but it’s nice to see my Singapore stocks in the green for a bit. After being in the red for so long. Then again, they could start sliding back into the red again from next week so you never know.

When stock markets are rallying, it’s easy to look back and start thinking or wishing you invested more of your cash. I admit that I did have such thoughts and wondered whether I should have been more aggressive with the equities allocation in my asset portfolio for the year. This would have meant ramping up my rate of investing with