I’ve always been intrigued by the idea of early retirement. Perhaps it’s my idealistic brain speaking but I’ve always imagined my life to be more than just a building block of the rat race, flowing along the rest and chasing after things that might not matter to me. And realising after 40 years that I’m doing what I’m expected to, and not what I wanted. Which is why when I came across this table by Mr Money Moustache, it definitely piqued my interest.

Source: Mr Money Mustache Of course, this was based on a few assumptions, namely: Earning 5% investment returns after inflation during your saving years Living off 4% safe withdrawal rate after retirement, with some flexibility in spending during recessions Only touching the gains and retaining the savings pot Regardless, this showed the importance of our savings rate and how it might

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