Welcome to a brand new year, and what a wet year it has been so far! With rain pouring down incessantly over most parts of the island, it’s probably one of the coolest ways to start the year off in years. Many of us are eager to put 2020 behind us as we step on what’s hopefully a sustained road to recovery. If there is one positive takeaway from last year, it’s that it has shown us how rapidly things can change in the world. One lesson is that we cannot afford to take things for granted, especially when it comes to our investments. Putting our hard-earned money into businesses also means we have a duty to monitor these businesses to ensure our capital is not only safe but that it can also grow at a steady clip. 2021 promises to be an interesting year as the world rolls out the vaccine for COVID-19.....