I opened a Singlife Account some time in May 2020. That was a stressful period in my life. Circuit Breaker, investment portfolio tanking, temporary loss of income,  and yeah, no bubble tea. It was really bad. Furthermore, I took a mortgage deferment, so my cash funds sitting at DBS Multiplier took a huge interest hit. So when the people behind Singlife dangled a 2.5% risk-free p.a. return, I bit. Even if the rate only applied to a rather paltry $10,000 balance. No strings attached, but still a bad taste in the mouth… Sure, I knew this was a time-tested recipe to attract sign-ups and the good returns were temporary . But when under stress, a $250 guaranteed return seemed like a godsend. Until it was not. The (UnPleasant) User Experience The Mrs and I opened an account each, so straightaway, that’s two new accounts and two sets of passwords to remember....