Raising a child is definitely not cheap if one chooses to go the private route. If money is a concern, I believe the public route will be significantly cheaper. You can read about our experience here (Our Baby Journey) when we went to KKH as a public/subsidized patient. It wasn't too bad except that you don't get a fixed gynae and there's no ultrasound every visit (only listening to the baby's heartbeat). Anyway, a rough estimate of our expenses so far since we discovered CZM's pregnancy is >$20k. To be honest, I lost track of our expenses since last year November. Shall try to resume it after the baby can sleep through the night. lol. Today I will be sharing one of the biggest expenses, the delivery charges! Mount Alvernia Maternity Package can be found here and the one we got was a single room for normal delivery with epidural which is $3,812.41. Well, that is not even half the total cost. Our total damage: $11,214.48...