In Singapore, over 1.1 million people have used a Buy-Now, Pay-Later (BNPL) solution when buying something online or in stores. These plans allow you to purchase things immediately and pay off the bill in smaller, monthly instalments. While it's tempting to get something you really want without having to pay for all of it at once, there are still risks associated with paying off a purchase in increments. You may wonder if these plans are actually worth it. Below, we've listed some pros and cons you should take into consideration when deciding whether or not to use a BNPL plan. The Good: These Are Low-Cost Options for One-off Payments BNPL plans are primarily popular with online shoppers because you don't have to pay the full price upfront. This way, you avoid postponing your purchase until you've saved up enough cash (which can take weeks or even months). Furthermore, BNPL plans...