Happy Chinese New Year! I hope everyone had a good break, ate lots of pineapple tarts and love letters and received many ang pows! For youngsters like me, you may be wondering, “I collected quite a sum this year, how should I allocate my angpow for the future?” Aside from allocating your angpow for investments, don’t forget to treat yourself/loved ones! It is very important to reward ourselves sometimes and even more important to treat our loved ones who stayed by our side after all these years. (or you can donate to charity and help the needy as well.) So now that you have allocated the spare amount for long term planning, what are the few things you can go about putting your ang pow money to better use? The most important question you need to ask yourself first is this:...