The NASDAQ decided to take a swoon this week. As of Friday morning, the index is down 7.5% from its recent high. But market declines do not always mean bad things are happening. In fact, there are many things that we can be thankful with. With new vaccines being developed and disseminated, the world is slowly but surely winning its fight against the dreaded COVID-19 pandemic. Green shoots are already appearing. Our local banks, being a suitable barometer for the economy, have all sounded a note of optimism for 2021. Sentiment has improved markedly since the nadir of the crisis almost a year ago, and demand is slowly but surely returning. As investors, it pays to look on the bright side and believe that mankind can overcome these hurdles. Over time, the tenacity of the human race will allow us to triumph over adversity and come out much stronger than before....