It has been a while since I blogged. So, I decided to share this reply to a reader's comment as a blog since it is a little more substantial. If you are interested in the reader's comment, you can read the comment: HERE. Hi Staerfeldt,  I am glad that my blog has been inspirational. :D  The CPF has definitely been gaining popularity compared to the reception it used to get in my early days as a blogger.  The very low interest rate environment in recent years probably made it even more popular. :)  It is important to remember what is the primary purpose of the CPF which is to help fund our retirement.  So, we should not use our CPF savings in a careless manner in so many ways just because we are allowed to.  Many who invested with their CPF savings would have been better off just leaving the money in their CPF accounts. ...